diff --git a/utils/pay/stripe.go b/utils/pay/stripe.go
index e2e13799..2b9ea9cc 100644
--- a/utils/pay/stripe.go
+++ b/utils/pay/stripe.go
@@ -3,12 +3,14 @@ package pay
 import (
 	"github.com/stripe/stripe-go/v74"
 	"github.com/stripe/stripe-go/v74/checkout/session"
+	"github.com/stripe/stripe-go/v74/paymentintent"
 	"github.com/stripe/stripe-go/v74/refund"
 	"github.com/zeromicro/go-zero/core/logx"
 )
 
 type Stripe struct {
-	Key string `json:"key"`
+	Key     string `json:"key"`
+	PayType string `json:"pay_type"`
 }
 
 // 生成退款
@@ -43,49 +45,70 @@ func (stripePay *Stripe) GeneratePrepayment(req *GeneratePrepaymentReq) (res *Ge
 	// images[0] = stripe.String(image)
 	// productData.Images = images
 	stripe.Key = stripePay.Key
-
-	// session 方式
-	params := &stripe.CheckoutSessionParams{
-		PaymentIntentData: &stripe.CheckoutSessionPaymentIntentDataParams{Metadata: map[string]string{"order_sn": req.OrderSn}},
-		// Params:            stripe.Params{Metadata: map[string]string{"order_id": "1111111111111"}},
-		PaymentMethodTypes: stripe.StringSlice([]string{
-			"card",
-			// "ideal",
-		}),
-		LineItems: []*stripe.CheckoutSessionLineItemParams{
-			{
-				PriceData: &stripe.CheckoutSessionLineItemPriceDataParams{
-					Currency:    stripe.String(req.Currency),
-					ProductData: &productData,
-					UnitAmount:  stripe.Int64(req.Amount),
+	var resultPayment resultPayment
+	switch stripePay.PayType {
+	case "session":
+		// session 方式
+		params := &stripe.CheckoutSessionParams{
+			PaymentIntentData: &stripe.CheckoutSessionPaymentIntentDataParams{Metadata: map[string]string{"order_sn": req.OrderSn}},
+			// Params:            stripe.Params{Metadata: map[string]string{"order_id": "1111111111111"}},
+			PaymentMethodTypes: stripe.StringSlice([]string{
+				"card",
+				// "ideal",
+			}),
+			LineItems: []*stripe.CheckoutSessionLineItemParams{
+				{
+					PriceData: &stripe.CheckoutSessionLineItemPriceDataParams{
+						Currency:    stripe.String(req.Currency),
+						ProductData: &productData,
+						UnitAmount:  stripe.Int64(req.Amount),
+					},
+					Quantity: stripe.Int64(req.Quantity),
 				},
-				Quantity: stripe.Int64(req.Quantity),
 			},
-		},
-		Mode:       stripe.String(string(stripe.CheckoutSessionModePayment)),
-		SuccessURL: stripe.String(req.SuccessURL),
-		CancelURL:  stripe.String(req.CancelURL),
-	}
-	result, err := session.New(params)
-
-	// 密钥方式
-	// params := &stripe.PaymentIntentParams{
-	// 	Amount:   stripe.Int64(req.Amount),
-	// 	Currency: stripe.String(string(req.Currency)),
-	// 	AutomaticPaymentMethods: &stripe.PaymentIntentAutomaticPaymentMethodsParams{
-	// 		Enabled: stripe.Bool(true),
-	// 	},
-	// }
-	// result, err := paymentintent.New(params)
-
-	if err != nil {
-		return nil, err
+			Mode:       stripe.String(string(stripe.CheckoutSessionModePayment)),
+			SuccessURL: stripe.String(req.SuccessURL),
+			CancelURL:  stripe.String(req.CancelURL),
+		}
+		resCheckoutSession, err := session.New(params)
+		if err != nil {
+			return nil, err
+		}
+		resultPayment.Url = resCheckoutSession.URL
+		resultPayment.SessionId = resCheckoutSession.ID
+	case "intent":
+		// 密钥方式
+		params := &stripe.PaymentIntentParams{
+			Amount:   stripe.Int64(req.Amount),
+			Currency: stripe.String(string(req.Currency)),
+			AutomaticPaymentMethods: &stripe.PaymentIntentAutomaticPaymentMethodsParams{
+				Enabled: stripe.Bool(true),
+			},
+			PaymentMethodTypes: stripe.StringSlice([]string{
+				"card",
+				// "ideal",
+			}),
+		}
+		resPaymentintent, err := paymentintent.New(params)
+		if err != nil {
+			return nil, err
+		}
+		resultPayment.TradeNo = resPaymentintent.ID
+		resultPayment.ClientSecret = resPaymentintent.ClientSecret
+	default:
 	}
 
 	return &GeneratePrepaymentRes{
-		URL: result.URL,
-		//TradeNo: result.ID,
-		SessionId: result.ID,
-		// ClientSecret: result.ClientSecret,
+		URL:          resultPayment.Url,
+		SessionId:    resultPayment.SessionId,
+		TradeNo:      resultPayment.TradeNo,
+		ClientSecret: resultPayment.ClientSecret,
 	}, err
 }
+
+type resultPayment struct {
+	Url          string
+	SessionId    string
+	TradeNo      string
+	ClientSecret string
+}